But I understand the current rules.
Final Rule for Part B Enrollment Changes
- Thread starter kgmom219
- Start date
But I understand the current rules.
- Thread starter
- #12
Those are the new rules. Dang it. Its Nov. Don't mess with me.....
I've got a guy who is 76, uses VA coverage, and now wants into one of my incredibly cool civilian MAPD plans. (I have not tried to talk him into this -- our buddy Joe Namath has.) But he's never enrolled in Part B.
I seem to remember that I read somewhere that VA is not creditable for Part B LEP purposes. If that's the case, this fellow is looking at something like a 100% penalty, around $330/mo total premium, which he cannot afford. Thus far I've told him to keep using the VA until I come up with something better.
Anyone able to confirm whether I am thinking correctly on this?
I seem to remember that I read somewhere that VA is not creditable for Part B LEP purposes. If that's the case, this fellow is looking at something like a 100% penalty, around $330/mo total premium, which he cannot afford. Thus far I've told him to keep using the VA until I come up with something better.
Anyone able to confirm whether I am thinking correctly on this?
Enrollment in the VA health care system is considered creditable coverage for Medicare Part D purposes. This means VA prescription drug coverage is at least as good as the Medicare Part D coverage. Since only Veterans can enroll in the VA health care system, dependents and family members do not receive "credible" coverage under the Veteran’s enrollment. . . . Perhaps it is INcredible coverage?
Under Medicare Part B, VA health care is NOT creditable coverage. Creditable coverage under Medicare Part B can only be provided through an employer. Although a Veteran may avoid the late enrollment penalty for Medicare Part D by citing VA health care enrollment, that enrollment would not help the Veteran avoid the late enrollment penalty for Part B.
[EXTERNAL LINK] - VA and Other Health Insurance - Health Benefits.
Google is your friend . . .
Under Medicare Part B, VA health care is NOT creditable coverage. Creditable coverage under Medicare Part B can only be provided through an employer. Although a Veteran may avoid the late enrollment penalty for Medicare Part D by citing VA health care enrollment, that enrollment would not help the Veteran avoid the late enrollment penalty for Part B.
[EXTERNAL LINK] - VA and Other Health Insurance - Health Benefits.
Google is your friend . . .
The only way to avoid the part b penalty is if he qualifies for partial or full Medicaid then it will be waived . He has to make around $1450-$1500 max or less a month to qualify . I’ve helped several veterans get it .
Yup, was kinda hoping there might be some workaround I haven't thought of. Thanks for that.
I actually heard a carrier bigwig refer to "credible" (believable?) coverage once. You expect that mispronunciation or misspelling from the uneducated, but not them.
And one small correction -- google isn't your friend. They track you. Duckduckgo is a better friend.
Yes, thanks Don. Unfortunately he can't even qualify for LIS, much less a level of MSP.
My mother always seemed to know where I was, and what I was doing. Between DC, Google and my wife I know to always be on my guard. I can run but I cannot hide.
- 29,506
I've been using Duck Duck Go for a couple of years. Funny how you can find stuff on there that Google hides from us.And one small correction -- google isn't your friend. They track you. Duckduckgo is a better friend.
