Section 120 of the CAA – Beneficiary Enrollment Simplification
In general, under current rules for Medicare premium Part A and Part B, the date when an individual’s coverage becomes effective depends on when they enroll:
- If an individual enrolls during any of the first three months of their Initial Enrollment Period (IEP), their coverage will start the first month of eligibility (e.g., age 65).
- If an individual enrolls during their IEP in the month they become eligible, their coverage will start the month after they enroll.
- If an individual enrolls during any of the last three months of their IEP, their coverage will start 2-3 months after they enroll.
- If an individual enrolls during the General Enrollment Period (GEP), which runs from January 1st through March 31st every year, their coverage will start July 1st.
But I understand the current rules.