James said:So I have the same concerns about Leap and the claims of finding the money. Usually when I ask the users of Leap they say its a secret! I have to wonder if the practioners of Leap and other plans espousing Full Life Value isn't fallen in the same pithole as the CFP?
I understand the idea of "Found Money" as espouse by such ideas of saving lunch money, coffee money, basic 101 priorities financing. Yet life is life, and I find in todays world asking for too much pain as in rethinking the yearly vacation or bass boat is just unpratical at best. Now you have exceptions but for the most part its nothing I would want to stake my future income on.
I am not sure which LEAP users you have talked to but it is not a "secret." They might not want to share with you what they have paid to learn? LEAP absolutely helps you find the money, and it has nothing to do with asking the prospect to skip vacations, coffee, etc. You find the flaws in the way they buy their insurance, cars, home, the way they invest their money, savings, etc.
With LEAP my average life premium has jumped to almost $10,000 per case and I am not dealing with only HNW clients. LEAP helps me insure a client for full value and it costs the client nothing out of pocket.