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I am covered as long as everything was disclosed to insured. I am having clients sign a disclosure form. One problem I am seeing is some clients want to do these plans even if they have a minor pre ex. For example, friend had kidney stones 4 years ago, knows no claim would be paid, but can't afford an 1800 per month premium.
What are the advantages of putting someone on Medicaid Plus? Tough finding docs that take Medicaid in this area.
I agree, but here's my reasoning:
If I get Medicaid Plus at $500 or BCBS HMO at $1500, then I pay cash for the doc visits. RX is covered under my local Medicaid Plus provider. Still under the $1K savings.
That assumes you are healthy.
If you are sick, its BCBS.[/QUOTE
Why do you see this as a better option than stm? Assuming no pre ex. My wholesaler is one of the largest brokers of STM and all denied claims they have seen, which is few, were non disclosure by the insured.
Please explain what are Medicaid Plus plans ? WTF