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As far as ASB, how does commission work when you leave if you're there for less than 2 years. I have an agent who left after 3 months and said she was not paid on pending business. Are they able to do that. I know you do not get residuals if you're not vested but are they able to keep your commission on pending business as well?
Most likely they would put it into an account that will be used to pay any chargebacks you get over the next 12 months. You"ll never see it because the new agents will rework your book and cause you to have chargebacks.
That's generally how most captive agencies work.