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An agent in my office ran a sample VUL for an 8 year-old child with a monthly target premium around $35. The projections at age 100 had a death benefit of $1M to $1.8M on the illustration. Anyone else doing this market? Seems like an awesome product if it's started early before too much of the monthly premium is sucked into the term component. I haven't got my 6 & 63 yet, so I can't market it, but it looks like a winner.
Sure beats any WL product and for the price of what term will cost in a mere 20 years down the road.
Sure beats any WL product and for the price of what term will cost in a mere 20 years down the road.