craigmac1977
Expert
I have been doing mainly Guaranteed Issue life with American General, Gerber and New Era Life in NC the last 10 years. But looking to add a few different companies. Who is everyone working in NC using?
Guaranteed Issue North Carolina
- Thread starter craigmac1977
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Why would you need more that three GI companies? I mean, more than two is kind of overkill.
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craigmac1977
Expert
Well, one i have a 39 client with down syndrome. the mother has already taken out 20K with New ear life on him, she wants to take another 20K on him for a multitude of reasons and they max out their policies at 25K. and the other two companies dont go under 50 years of age. And just curious what everyone is writing other than these companies.
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craigmac1977
Expert
I also have clients that only have an Express Script debit card where their social security checks go to and most companies dont take them. Then other clients who dont have emails for an online applicaions. Its a number of reasons to look at some new carriers.
Did you post this in the final expense forum? You'll probably get better answers.
These aren't common clients in the traditional life market.
These aren't common clients in the traditional life market.
Cica Life is in NC. They have GI that goes down to age 0.
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New Era has GI FE? Must be a NC thang.
AtticusAmber
New Member
- 9
I have written a lot of GI business with Lincoln and Symetra. Penn Mutual has a program called ACE for accelerated underwriting and you can get policies written same day. It's kind of a hybrid between GI and fully underwritten.
AtticusAmber
New Member
- 9
I said you CAN not that you WILL hahaha
