Health Insurance for Independents?

[Chazm]

Here's my scenario:
Married, male 36 yrs, my fie is 45, we have an 8 yr old son. We're in good health, no known illnesses, non smoking family. What would a good rate for decent coverage be for us with a dental rider? Kind of vague I guess.. Hoping someone can shed light.
Currently I pay about 420/mo thru my employer for a pretty crappy HMO with a basic dental rider. Just wondering if it makes sense. What's health commissions run, 20%?? I'm going to concentrate on the Life side being that's where my interest lies but would do this for us if it made sense.

Not sure of your zip code but in PA with united healthcare your family will run about $400-500.....actually it depends on what kind of deductible you want and what co-insurance.

With a $5k ded. and $0 Co-Ins. you would be around $500.

 

[PANewbie]

Thanks Chazm...My zip is 19087. I assume I would back out the commissions from that $500 figure?

 

[arnguy]

Thanks Chazm...My zip is 19087. I assume I would back out the commissions from that $500 figure?

That 19087 zip is a very upscale neighborhood!