JDB
New Member
- 17
I write individual health & have recently had a client ask me to review a quote for LTC. I don't know the first thing about LTC, so any help is appreciated.
here's the info I have:
John Hancock Leading Edge
UW class: select
benefit type: monthly
daily benefit: n/a
monthly benefit: $1900
benefit period: 3 yrs
home care daily beneftit: 100%
elimination period: 100 days
inflation protection: auto cpi
nonforfeiture: contingent
waiver of HHC EP: yes
shared care: no
partner discount: none
family discount: no
group discount: 5%
paymnet option: lifetime
$98.37 per month
here's the info I have:
John Hancock Leading Edge
UW class: select
benefit type: monthly
daily benefit: n/a
monthly benefit: $1900
benefit period: 3 yrs
home care daily beneftit: 100%
elimination period: 100 days
inflation protection: auto cpi
nonforfeiture: contingent
waiver of HHC EP: yes
shared care: no
partner discount: none
family discount: no
group discount: 5%
paymnet option: lifetime
$98.37 per month