Help with Selling Life Insurance...

[TheKoenigGroup]

Frank hit the nail right on the head: 80% of his time is prospecting for clients.

$410 is not a big enough investment to make any meaningful conclusions regarding.....it takes much more than that.

Having said that, if your marketing budget is now gone then you will need to pound the pavement - something a lot of agents don't do/won't do.

There is no easy way into this business.................

Very good point, that is a small portion to effectively gauge results, perhaps you should save more money and diversify your unique approaches. Perhaps learn SEO (free traffic from google), door hangers, bulletin boards, business cards in car windows, call your local news station or radio station with a suprising fact about the industry that you can help with.

Theres a few

 

[Robert Barney]

they are just now starting to develop online applications as well as online quote engines which the only one is compulife and is just term rates.....

Sorry, but I feel the need to correct that.


If you check out our sample quote site:

www.termsampler.com​

And click on the products categories (defaulted to 20 Year Level Term), you will notice that at the bottom of the list we have the following no lapse UL categories:

To Age 121 Level (No Lapse U/L)
To Age 121 Level - Pay to 100
To Age 121 Level - Pay to 65
To Age 121 Level - 20 Pay
To Age 121 Level - 10 Pay
To Age 121 Level - Single Pay
​

Further, a lot of the products in these categories are also no lapse UL:

To Age 65 Level
To Age 70 Level
To Age 75 Level
To Age 80 Level
To Age 85 Level
To Age 90 Level
To Age 95 Level
To Age 100 Level
To Age 105 Level
To Age 110 Level
​

We also have ROP term in the following categories:

10 Year Return of Premium
15 Year Return of Premium
20 Year Return of Premium
25 Year Return of Premium
30 Year Return of Premium
​

Any Compulife subscriber can add our online quote system, with all these categories (including term) to their web sites for only $99 per year. If you are not a Compulife subscribers, you can get 4 months free by requesting a 30 day trial and doing the "Dare to Compare" tutorial. The 4 free months includes both the desktop version (for your PC computer) and the online web quotes. The entire package is $298 per year after 4 months, if you decide to continue ($199 plus $99 per year).


NOTE: The sample site does not include ALL 100 life companies. Once we set up an account and activate quotes for you, you get to selected which of the 100 companies you want quoting at your site.

 

[arnguy]

That is pretty good, Robert, especially 4 months free with a one month (30 day) trial sign up.

 

[TheKoenigGroup]

You may want to look into PPC, or pay per click, if you get a good landing page, your lead cost may come to 12-18 dollars per submitted form. Much better than $50.00, and its not a "shared" lead unless they input their information into other sites...