HIPAA Policies with Golden Rule

Just finalized a Plan 100 $1500 deductible HIPAA policy on a 7 year old boy today.

I thought the HIPPA plans had to be either the HSA100 with a $2,900 deductible or the Plan100 with the $2,500 deductible.

How did you get the $1,500 deductible? Did the rules change?
 
As others have commented, HIPAA policies are state specific as are the rules concerning premium surcharges for the additional risk.

Also, some states have assessment rules for HIPAA and risk pool policies. If the premiums collected + tax subsidies are insufficient to support the risk the state has the ability to assess carriers for the losses.
 

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