Hospital Indemnity for Rehab

[Speechman]

Yes a licensed staff member, in your case RN would have opened your case. LPN can follow but needs RN to do the recert

 

[rmhaire]

Yes a licensed staff member, in your case RN would have opened your case. LPN can follow but needs RN to do the recert

Exactly. I just recerted this past Friday for six more weeks. All because I have an appt with my cardiologist in Feb. Either they love me or they love that money they're billing Medicare.

 

[goillini52]

Exactly. I just recerted this past Friday for six more weeks. All because I have an appt with my cardiologist in Feb. Either they love me or they love that money they're billing Medicare.

I'm betting on the money.

 

[rmhaire]

I'm betting on the money.

Me too. But they sure do have some hot nurses. Except for Butch.

 

[Speechman]

I can tell you some things about HH and how they restrict services to maximize profit.

 

[MedicareMutt]

I sometimes do too. Unless that person gets a $164.90 part B GB PPO and can spend $29 on a GTL HI plan. Add in cancer and SNF for $25 and it’s hard to beat.
I do more plan G $190 than a plan N $160 for T65

Plan G or N ... about the same total premium with no network limitations or prior authorization concerns ..?

 

[MedicareMutt]

Plan G or N ... about the same total premium with no network limitations or prior authorization concerns ..? Not to mention having to worry about never getting a supp. after the 12 mo. MA trial period ..?

 

[Chazm]

Plan G or N ... about the same total premium with no network limitations or prior authorization concerns ..?

I’ll have to get back to you on the GTL SNF cost, I don’t work on the weekends, so I’ll have to try and remember on Monday.

I’m not sure what you’re asking about G or N and prior authorizations and network. There aren’t any. But, I know you know that so I’m not sure what you’re asking.

 

[MedicareMutt]

I’ll have to get back to you on the GTL SNF cost, I don’t work on the weekends, so I’ll have to try and remember on Monday.

I’m not sure what you’re asking about G or N and prior authorizations and network. There aren’t any. But, I know you know that so I’m not sure what you’re asking.

I'm saying people do have those concerns with an MA with an added Hos. Idem. ...

 

[Chazm]

I'm saying people do have those concerns with an MA with an added Hos. Idem. ...

Of course. I encourage Med supps in my Medicare 101 webinars and seminars. I tell them that MAPDs have PA and networks. I mention that there are MAPD PPO/HMO with part B refunds but you’ll give up something somewhere else.
If they can’t see the reason to buy a med Supp after I’ve extensively told them the positives, I’ll sell them a MAPD, no question.

Sometimes they say, Medicare is $174.70/month and I can get a PPO with a $164.90 part B refund, $4800 moop, same copay in or out of network, and add an HI for $29? Not so bad at all.