Hi,
I live in a rented properly and unfortunately some bricks fell off the roof and dented my bonnet severely. Quotes put the repair cost around £750. The bricks were securing a tarpaulin down that my landlord had placed there to stop rain getting into garage, as he is doing some repairs on it currently.
I have spoken to the Landlord who has landlord/house insurance. They have told him to tell me that I must make a claim with my car insurance, providing the house insurers details to progress the claim.
As a 20 year old, my car insurance premium is already very high. I therefore, need to know whether I am obligated to make a claim through my car insurance (and risk increasing my premiums going forwards, even if I'm not at fault).
Obviously if I am not obligated, I will have to pursue the Landlord for the money.
Advice needed!
I live in a rented properly and unfortunately some bricks fell off the roof and dented my bonnet severely. Quotes put the repair cost around £750. The bricks were securing a tarpaulin down that my landlord had placed there to stop rain getting into garage, as he is doing some repairs on it currently.
I have spoken to the Landlord who has landlord/house insurance. They have told him to tell me that I must make a claim with my car insurance, providing the house insurers details to progress the claim.
As a 20 year old, my car insurance premium is already very high. I therefore, need to know whether I am obligated to make a claim through my car insurance (and risk increasing my premiums going forwards, even if I'm not at fault).
Obviously if I am not obligated, I will have to pursue the Landlord for the money.
Advice needed!
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