- 977
Had a gentleman come in to my office today, asking what companies I represent. I always am a bit leery when I get that question, and even more so when I asked him about his driving record, and he just tells me to pull his CLUE and find out. In the past 6 months he's gone from Nationwide to Safeco and is shopping again. (He acquired this coverage elsewhere, he would be a new client to me)
He's one of these people that is just barely hanging on to a standard auto policy. He's got state minimum limits, and he has multiple claims and accident history between his wife and himself.
I hate to put something like this with a standard carrier, and as it turns out one of my regional nonstandard carriers actually comes back with a better price than Safeco anyway. I'm confident he can shop all he wants, and not find a better price. I explained to him the difference between the standard and non-standard, and he plainly told me his main concern is price.
In these sort of cases, do you have any qualms about taking someone from a standard carrier and placing them in non-standard, given you've informed them what kind of differences it could mean?
He's one of these people that is just barely hanging on to a standard auto policy. He's got state minimum limits, and he has multiple claims and accident history between his wife and himself.
I hate to put something like this with a standard carrier, and as it turns out one of my regional nonstandard carriers actually comes back with a better price than Safeco anyway. I'm confident he can shop all he wants, and not find a better price. I explained to him the difference between the standard and non-standard, and he plainly told me his main concern is price.
In these sort of cases, do you have any qualms about taking someone from a standard carrier and placing them in non-standard, given you've informed them what kind of differences it could mean?