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First, I'm sorry to hear about your sister in law. I'll be praying for her, you and the family.FIRST thanks to all who gave me insight. It's all fun and games till it's family. This....... had a long talk with Doctor.
On what to expect.
We were beginning to think you'd never get here.United Healthcare explicitly states UNLIMITED number of days in a hospital if medically necessary. They go way beyond Medicare alone.
According to UHC each hospital admittance is a new benefit period.
Medicare=90 days plus the lifetime reserve whether or not there is medical necessity.
Probably the best answer yet. But I still haven't seen anyone post about how this stuff really works.No plan, OM or otherwise, will pay for you to live at the hospital for the rest of your life without reason.
Where did you find this tidbit?
I worded that wrong. Don't tell my husband that I'm not perfect. I meant to say no more than 90+the lifetime reserves even with medical necessity.