I need a TRUE Guaranteed Issue Product with LOW Issue Ages

[myinsurebiz]

United Life issues 18...90

The three questions below are on the application. If your client answers “yes” to any of the
questions, a policy will not be issued.
1. Within the last five years, have you been advised by a medical professional to have surgery
requiring general anesthesia or diagnostic tests, except those tests related to the Human
Immunodeficiency Virus (AIDS virus), which were not completed?
2. Are you currently hospitalized, confined to a nursing home, receiving hospice care,
institutionalized, waiting for an organ transplant, or, within the last twelve (12) months, received kidney dialysis?
3. Have you been diagnosed as having a terminal medical condition that is expected to result in death within the next twelve (12) months?

Death benefit ROP + 4% first 12 months, 50% of DB second 12 months.. Full DB all years for accidental death.

That's really nice for a GI policy.

Can you quote a 30 y/o male - non smoke ( do smoke too please ) in GA or SC?

 

[goillini52]

That's really nice for a GI policy.

Can you quote a 30 y/o male - non smoke ( do smoke too please ) in GA or SC?

Doesn't OLA have FexQuotes for you to use Tom?

 

[myinsurebiz]

Doesn't OLA have FexQuotes for you to use Tom?

UH isn't one of them. Matter of fact - UH not on many of the FEX engines . . .

Go hit the pipe old fart . . .

 

[goillini52]

UH isn't one of them. Matter of fact - UH not on many of the FEX engines . . .

Go hit the pipe old fart . . .

They show up on mine. $10K is $21.58 a month for smoker/non smoker. They're not in Georgia or S. Carolina.

I just did. Trying out my new water pipe,,,cough cough.

 

[goillini52]

Ha - ole Tom in a old thread from 2008 - I was just as amazing then as now

Yep, you are amazing Tom.

 

[myinsurebiz]

Yep, you are amazing Tom.

Thank you Tom - you are too!

 

[myinsurebiz]

I just did. Trying out my new water pipe,,,cough cough.

Shouldnt be coughing on a water pipe

 

[goillini52]

Thank you Tom - you are too!

I know.

 

[goillini52]

Shouldnt be coughing on a water pipe

I'm still getting used to it.

Edit: Ooops, forgot to put the water in the water pipe.

 

[rousemark]

UH isn't one of them. Matter of fact - UH not on many of the FEX engines . . .

Go hit the pipe old fart . . .

It is United Life.... not UH (United Health?).. They don't show up on the GA FEX becasue they are not in GA but FEX does quote them.