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Sounds like a good program. I may sign up.
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I don't - never will. It's impossible to keep up with the nuances in every state - a myriad of different plans and underwriting rules.
Two items:
1) The main association benefits are general training on the industry with regards to plans, underwriting rules, etc...You make a great point that all states are different which is something new agents are not aware of. However, they're aware of it when they join.
2) I'm affiliating with industry experts in a variety of states to run various training sessions. For example, I have a CE instructor lined up to cover licensing. I have a former underwriter lined up to get into great detailed training from the perspective of an underwriter.
I'm not going to be training, for example, on Arizona details. I'll have an Arizona affiliate do that training session.
Frankly, a larger benefit is a community atmosphere. Most people are simply not gonna post on message boards all day and over 80% of all member who have joined have not posted a message here yet. They don't don't feel comfortable and what I hear is "I don't want to waste anyone's time with a ton of questions."
Here's an example - most of us know you can get a free Google website; important to those without any money and want a web presence.
Exactly how do you go about it? Complicated - especially adding CNAME records so your domain directs. But I had someone who designs sites give me the play by play so:
"click the lower right square box for full screen."
Zoho Show - Public Documents
then you take that a step further and host a live "web building webinar" where members set up their site step by step.
That's my point. Allow ALL the commission to go to the agents. You simply keep the monthly fee.I'm not gonna go that route - I don't want to earn any overrides off members or be compensated in other ways except for dues.
What I'm doing is lining up top contracts for a variety of products so new agents don't have to fight and claw for top deals. But those will just be member benefits.