My car was recently totaled. The driver of the other vehicle was cited for the accident and her insurance company has assumed liability. We received a settlement offer which we rejected. We expected a lowball offer and that's exactly what we received. The supervisor of the adjuster that inspected our vehicle agreed to go inspect the car himself. We also fully intended to have our own adjuster inspect the vehicle as well. However, unbeknownst to us, our car was removed from the tow yard it was taken to following the accident, without our knowledge or consent. I still don't know exactly where the vehicle is, only that it's approximately 75 miles away! Just because the insurance company assumed liability, does it give them the right to take possession of my vehicle without my knowledge? Any steps we would like to take at this point to support our refusal of the settlement offer (I.e. Additional pictures, inspection, etc.) are now hampered because the insurance company has taken the car. Any guidance here would be greatly appreciated.