Most entry points in this industry are giving agents extremely biased and incomplete information.
^^^Truth.
I know I've been fed a bunch of it along the way...took a while to figure it out.
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Most entry points in this industry are giving agents extremely biased and incomplete information.
BYSFG, well, as stated in my 1st post, I just have some EXTRA cash laying around that I need to put to a better use than parking in a bank. If I die, the $100K is still $100K. If I live another 10 years, this extra $100K would be $100.2K given the 0.1% interest.
Both me and wife are highly skilled, and we live way below our mean. So we are never worried about losing both jobs or have period of no income.
So really, we are looking for some growth here. Just assume we never ever gonna take out loan or withdrawal until 60+. What would be a good way to earn some GROWTH without much downside risk?
Your opinion is appreciated.
IUL would seem like a no brainer here (at least the Pacific Life in my original post), offering good upside and no downside.
Do you see any risk to IUL assumptions here that I posted? Why do you think IUL is out of fashion now? I see that you said Traditional UL, but I am not interested in that.
Thanks
Aaron