Life insurance and the current environment

GSantos

New Member
General topic and some specifics on life insurance;

With a low interest rate environment as of July 2021 how is that effecting IUL and whole life policies?

How do insurance companies use bonds and how are they effecting whole life vs iul companies?

Do IUL companies such as pacific life purchase stock options to get returns for policy holders?

When mutual companies like Penn Mutual and Pacific Life do IUL policy's do policy owners make dividends on top of index growth?
 

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