MarketingGuru
New Member
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Hi there! I have a few questions for you seasoned pros.
1. Which life insurance companies work with independent agents who work from home as opposed to companies who require you to report or apply to an existing agency? I am mainly interested in mutuals such as Ohio National (and I know their setup is exactly what I'm looking for). I have a mentor (my dad--he's been in the industry for decades and has found it to be a very fulfilling career). What I'd like to do is to get my own contracts, have him go on the appointments with me and do the talking, do the applications myself and share the commission. Anyway, do companies such as MassMutual support this kind of arrangement (contracting with independent agents)? What other companies should I consider? Obviously I would need something without high production requirements for new agents.
2. I also want to look into my options as far as selling MediGap coverage and LTC. Is there any kind of company where an independent agent can have a single contract and represent multiple reputable agencies? Again, what companies should I consider?
3. I'm curious if there are any products (life or health) where a female agent might have an advantage in sales? I have read that women do well selling Med Supps but I don't know if that's a bunch of Internet silliness.
I know it's best to choose one product and learn how to sell it well--I just want to consider all of my options before I get started. My dad is a life agent so I've been thinking I should start there. I am also very interested in selling Med Supps (the idea of helping seniors find good coverage appeals to me).
Thanks in advance for your advice!
1. Which life insurance companies work with independent agents who work from home as opposed to companies who require you to report or apply to an existing agency? I am mainly interested in mutuals such as Ohio National (and I know their setup is exactly what I'm looking for). I have a mentor (my dad--he's been in the industry for decades and has found it to be a very fulfilling career). What I'd like to do is to get my own contracts, have him go on the appointments with me and do the talking, do the applications myself and share the commission. Anyway, do companies such as MassMutual support this kind of arrangement (contracting with independent agents)? What other companies should I consider? Obviously I would need something without high production requirements for new agents.
2. I also want to look into my options as far as selling MediGap coverage and LTC. Is there any kind of company where an independent agent can have a single contract and represent multiple reputable agencies? Again, what companies should I consider?
3. I'm curious if there are any products (life or health) where a female agent might have an advantage in sales? I have read that women do well selling Med Supps but I don't know if that's a bunch of Internet silliness.
I know it's best to choose one product and learn how to sell it well--I just want to consider all of my options before I get started. My dad is a life agent so I've been thinking I should start there. I am also very interested in selling Med Supps (the idea of helping seniors find good coverage appeals to me).
Thanks in advance for your advice!
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