- 5,941
For the agent, not sure what the chargeback rules are for Americo.
For the policyholder, she'd come out $9.87 ahead with Americo if she dies in 11 months...$129.37 ahead with Americo if she dies in the 23rd month. If she dies in the 25th month, she's lost $3,909 by having Americo, and it gets worse each month for the policyholder.
When you figure that that Americo policy won't be on the books very long at that price, is it really good for the agent?
in these type of situations whatever is best for the client would be best for me.