Life Insurance Question

[ckendrix]

I have a question do you have Health and sickness license to sell only Life insurance, annuities and Securities.

 

[DHK]

If you plan to ONLY do life insurance, annuities and securities, you need the appropriate licensing for them - namely a life license and the appropriate securities licenses.

However, if you plan to address disability income, critical illness, long-term care, individual health, or any group insurance... you'll want the health & sickness license.

 

[ckendrix]

Thank you, That is what I thought. I have a financial background in banking and Retirement, and Life Insurance and retirement planning are really what I am good at.

 

[Cornelius]

Not intended to be a snide comment but if you have experience in the areas you mention how is it you don't know which license(s) are needed for which products?

 

[Tahoe Ray]

Thank you, That is what I thought. I have a financial background in banking and Retirement, and Life Insurance and retirement planning are really what I am good at.

You should still get the health portion of your license...if you deal with retirees (or those nearing retirement), there will be a lot of opportunity in writing LTCi (even if you don't want to do med supps and other health related products)

 

[xrac]

You should still get the health portion of your license...if you deal with retirees (or those nearing retirement), there will be a lot of opportunity in writing LTCi (even if you don't want to do med supps and other health related products)

Tahoe Ray is right. You should have both.