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You know, I still say that if you can ever find a way to overcome your low self-esteem, you might make something of yourself some day....When you want to know about WL, come find me
You know, I still say that if you can ever find a way to overcome your low self-esteem, you might make something of yourself some day.
for you guys who sell IUL, have you seen a better contract than LFG? i know penn mutual is pretty good. anything else? LFG is tough to beat right now. i also heard they are considering adding the income rider to the IUL that is available on the reserve.
If you are going to scrutinize an answer, then please also look at the question. We are all on this board to become more knowledgeable about the products and problems that may arise in this industry.
Thanks for considering this
Very aware, but the question was extremely vague and I took it as comp. Lincoln tends to have favorable underwrtiting but in my dealings with them they are very unorganized.
I'm glad someone else agrees with me that LFG is disorganized. How many years ago did they buy Jefferson Pilot? They still haven't gotten that all straightened out. Call Indiana for this, call Greensboro for this and New Hampshire for that.
. i also heard they are considering adding the income rider to the IUL that is available on the reserve.
Fair enough, it was a vague question.
Its not a bad option... just not a consistent one, and the 12% max would be a hard pill to swallow if we saw another 1980's.
And its the only way to have NDR.
But they do have "standard" loans which are a guaranteed wash after year ten.
I dont like the 0% floor though.