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Self-completing in the event of disability too!
REX?
"If u have a whole life policy with substantial cash value then it is very unlikely u would qualify for financial aide."
Sorry no, they do not count WL Cv's when computing financial aid. Had over 6 figs in Cv's when my kids went. A very nice surprize that FASFA doesn't count it towards contributions. So Sir, you are incorrect on that one.
Glad it has worked for u, however if several decades means more than 1 then again it won't apply to most people sending their kids to college. Several would imply at least 2 which means people would be buying this 3 yes before having a kid, doesn't seem realistic for a college saving plan especially since for many they themselves would still be in college.