I am looking for a MGA or Cluster that has access to Progressive and Auto Owners in FL. Right now Progressive has a freeze on appointments and in my area Auto Owners decline me because it was over saturated with agents. Can anyone recommend a MGA or Cluster that has access to those carriers?
Looking for Appointments with certain carriers in FL
- Thread starter JR Agent
- Start date
Dreamiekid
Super Genius
- 107
I believe you can just do just fine without them. Progressive steal your own customer so not worth getting it.
- 205
Auto-Owners is a great company, I used to write for them quite a bit as an agent at an old agency I worked for. I hear for new appointments they want right of first refusal, and like 80% of new business to be written with them. You'd essentially be an independent agency on paper but in reality a quasi-captive. I also don't think they allow agencies to give out subproducer codes to other agencies, like you commonly see in clusters and MGAs.
InsuranceJerk
Expert
- 43
If your agency isn't 3rd generation, has a name like a law firm and has marble floors, you aren't getting an Auto Owners appointment in FL. Standard carriers don't like the state, and most don't really want growth there.
- 205
Unfortunately that's not just Florida. If you're not a dying 75 year old agency owner with a decrepit-looking agency, they don't want you.
InsuranceJerk
Expert
- 43
Well, duh. You're in Michigan! No one wants business there. Unlimited PIP, cmon. Only state in the country where you can live off a minor car accident for the rest of your life.
- 205
Eh, we're working on it.
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