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i believe that is called insurance for your insurance.
We sell a hospital in dimity and cancer policy with about half of the Medicare Advantage plans we sell we also sell about 10% of all Medicare supplements we sell with a cancer policy.
I have found that the hospital indemnity part is not really worth it if you do the math (all of the hospitals in our area will do a payment plan), but I do sell the cancer plans. Most of the people who are going to go for MAPD are also probably not saving for the MOOP if a cancer diagnosis comes up. I also usually go for an amount over the MOOP, so that they have a bit left over for non-medical costs associated with a cancer diagnosis.
we always offer our clients three options.
These
1 Medicare supplement with RX plan
2. MA
3. MA plus HI and Cancer
we give the pros and cons of each of these options and let them decide what makes the most sense for them.
When you consider the cost of an HI $300 per day for 6 days is about $18 a month or $216 per year the HI option is a great value .. especially for those that are concerned with the cost of inpatient admission…