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Does the debit side have different products? I can not seem to find them in the portal.
The debit side has similar products to FE, but no preferred tier. However, the debit products also don’t ask about smoking, so the premium is often cheaper than the FE preferred product for smokers. Unfortunately they don’t operate the debit side in as many states as the FE side of the house. But @UncappedIULforYou is in Florida, so definitely available there. I could be wrong, but I don’t think they’re in CA yet.
 
I could be wrong, but I don’t think they’re in CA yet.

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The rates are on FEXquotes under the Traditional/SIWL heading. Listed as Simplified Issue (HSA) The Home Service Premium and the MBD premium is the same..

THey show for The Peoples Republic of Kalifornia so I will give a call and see.

The smoker rates are in the ballpark for a real policy. I really do not run into as many smokers as some of the other states I think.

Thanks
 
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