Got a call yesterday from a woman in another state. Didn't register at first, but we had talked over a month ago when she called looking for health insurance for her son.
Her 44 year old son.
Son had moved to GA a few months ago and mommy was paying his health insurance premiums for him on coverage that really wasn't portable to Georgia.
I sent her, and him, a proposal based on what she wanted. Had a few follow up emails with the son, and then nothing.
I never did chase prospects and am less inclined to do so now when working for half pay. Correspondence went to zero a couple of weeks ago.
Until yesterday.
Mom was tired of paying the high premium and wanted to know the status. I told her he never decided on a plan or applied.
She then asked me to call him and then call her back and report what I had learned.
Talking to the son, he was still undecided. He also revealed his mother had told him not to indicate he was a smoker so they could get a better rate.
I told him that wouldn't work. The carrier WILL find out and surcharge his premium retroactively.
Then I called mom, relayed the conversation including the part about tobacco use and how the premium would be impacted. I sent both a link to the application.
Obama said parents can treat adult's as children until age 26. Apparently the law stopped short. Some children never grow up.
Her 44 year old son.
Son had moved to GA a few months ago and mommy was paying his health insurance premiums for him on coverage that really wasn't portable to Georgia.
I sent her, and him, a proposal based on what she wanted. Had a few follow up emails with the son, and then nothing.
I never did chase prospects and am less inclined to do so now when working for half pay. Correspondence went to zero a couple of weeks ago.
Until yesterday.
Mom was tired of paying the high premium and wanted to know the status. I told her he never decided on a plan or applied.
She then asked me to call him and then call her back and report what I had learned.
Talking to the son, he was still undecided. He also revealed his mother had told him not to indicate he was a smoker so they could get a better rate.
I told him that wouldn't work. The carrier WILL find out and surcharge his premium retroactively.
Then I called mom, relayed the conversation including the part about tobacco use and how the premium would be impacted. I sent both a link to the application.
Obama said parents can treat adult's as children until age 26. Apparently the law stopped short. Some children never grow up.
