New Guaranteed Issue Product From AIG

[kuhn123]

Chargeback for lapses is 25% in months 1-6 and 0% months 7-12, and chargeback on death is 100% in months 1-12 and 50% months 13-24.

Finally someone posts someone posts the truth!

 

[digfesales105]

That is the dumbest thing I have ever heard. AIG GI charges you back the same way for lapses as they do for death (charging back earned premium)

There's nothing wrong with as earned with Gerber unless you are living paycheck to paycheck. Hell Gerbers payments at least pay off my truck and insurance.

I'll stick with Gerber.

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He just doesn't get it...

Did a GI Thread really go this long? Frankly...who really gives a f$%k? You like Gerber. You like SNL. You like AIG.

Write what you want. If you're confident in your quality of selling it shouldn't matter. If you you're not then you focus on who charges back when.

Then you need training. No need to be such a dickhead about a GI product. Oh wait...this is the "I'm broke but talk a big game behind a fake name insurance forum".

LOL Have a shot and a smoke. Relax cupcake.

When you have to break down what commissions pay for what...you're not making that much at this so I would slow that roll of yours snowflake.

 

[goillini52]

LOL Have a shot and a smoke. Relax cupcake.

I'll join you DIG. I quit smoking cigarettes 12 years ago...can we smoke something else?

 

[digfesales105]

I'll join you DIG. I quit smoking cigarettes 12 years ago...can we smoke something else?

HA! I actually don't smoke. I just wanted to offer as much "healing" advice as I could for da.

 

[goillini52]

HA! I actually don't smoke. I just wanted to offer as much "healing" advice as I could for da.

I'll bet you'd be a riot all buzzed up.

 

[digfesales105]

I'll bet you'd be a riot all buzzed up.

I know I have a GREAT time at least in my drunken eyes!?

DIG...Party for one?!

 

[goillini52]

I know I have a GREAT time at least in my drunken eyes!?

DIG...Party for one?!

I think I can safely say that I'd enjoy your company more if you were high, than drunk.

 

[digfesales105]

I think I can safely say that I'd enjoy your company more if you were high, than drunk.

LOL No drugs...just hugs for me.

 

[goillini52]

LOL No drugs...just hugs for me.

Nothing personal DIG, but I don't want you to hug me. I'm not that kind of guy.


Not that there's anything wrong with guys hugging each other.

 

[luvfe]

Its a GI product with no phone interview. I don't mind the 100% repay.

Its GI. ??? There is huge risk in it being GI so if it is solid business then the chargeback issue...isn't an issue. It's when agents write it to get the sale is when this becomes an issue. This is way better than Kemper. NGL is very quick to come after debt. Gerber isn't worth it.

This product will be good to write for about 2-3 years and they will start cutting back. We just grabbed it and I can't wait to offer it.

I an curious. What do you nean "gerber is not worth it"?