Hello,
I'm from Nevada and am a brand-new Medicare agent. I have a under-65 Medicare beneficiary that is enrolled in A & B and her illness forced her to leave her job and her group plan ended on Aug. 31. She really needs a supplement plan but in Nevada the carriers are not required to offer it. Is a Medicare Advantage plan her only option at this point (besides Cobra which would be costly and she doesn't want to keep it)? I think it probably is and would at least limit their out-of-pocket costs (her illness is terminal and costly) but I wouldn't feel right if there was another option to offer her.
Hope my question isn't too silly - I really am brand-new and a bit on my own- I do have good reps to work with but I got my license and Medicare certifications so our agency could start retaining our older clients and I don't want to pester the reps every moment of the day.
Thanks in advance!
Jaime
I'm from Nevada and am a brand-new Medicare agent. I have a under-65 Medicare beneficiary that is enrolled in A & B and her illness forced her to leave her job and her group plan ended on Aug. 31. She really needs a supplement plan but in Nevada the carriers are not required to offer it. Is a Medicare Advantage plan her only option at this point (besides Cobra which would be costly and she doesn't want to keep it)? I think it probably is and would at least limit their out-of-pocket costs (her illness is terminal and costly) but I wouldn't feel right if there was another option to offer her.
Hope my question isn't too silly - I really am brand-new and a bit on my own- I do have good reps to work with but I got my license and Medicare certifications so our agency could start retaining our older clients and I don't want to pester the reps every moment of the day.
Thanks in advance!
Jaime