Strategy101
Expert
- 57
Hello All,
I am embarking on a journey as a self-employed person which is very new to me. Up until last year, I have always been employed by large corporations so I haven't had to worry about disability or medical insurance as it was always provided through my employers. Now that I am starting a p&c agency, I am concerned about my income if something were to happen to me, I would love if y'all could give me some recommendations for companies with the best rates for a self-employed person who has no health issues.
I recall the disability plans through my previous employers was about 60% of my annual salary. How will my current salary be determined for purposes of calculating my monthly benefit amount if I am newly self-employed and do not have an income history?
Thank you
I am embarking on a journey as a self-employed person which is very new to me. Up until last year, I have always been employed by large corporations so I haven't had to worry about disability or medical insurance as it was always provided through my employers. Now that I am starting a p&c agency, I am concerned about my income if something were to happen to me, I would love if y'all could give me some recommendations for companies with the best rates for a self-employed person who has no health issues.
I recall the disability plans through my previous employers was about 60% of my annual salary. How will my current salary be determined for purposes of calculating my monthly benefit amount if I am newly self-employed and do not have an income history?
Thank you