Diane060421
New Member
- 15
I have a question (or 10) about a pedestrian claim.
My youngest daughter accidently hit a pedestrian. She ran over his leg, broke his ankle. Per the police report, it was a simple break, no surgery, etc required (he didn’t even drop his cigarette when he was hit). My daughter was at a stop light and got the green arrow to turn left. The guy was standing in the crosswalk arguing with his girlfriend who was already on the curb (and that is who my daughter was watching when she hit him). Because he was in the crosswalk, she is automatically at fault, even though the report says he was crossing against the signal. That is fine, no dispute there. He attained one of those accident, I don’t get paid unless you get paid, lawyers who is going after the full limits of my insurance ($100,000). The insurance (Progressive) countered for only this guy’s medical costs. The lawyer is stating that the insurance has until 6/17 to comply with the $100k demand or he will file a suit against us. For some background, the guy is currently on trial for not registering his address (he’s a sex offender) with a public attorney as his lawyer for that. The girl he was with, that was standing on the curb, is now in jail for the next 18 months for manufacturing meth (and she stole his money while he was on the ground after being hit).
I guess my question is – how likely that this will end up making us pay out of pocket? My daughter was given a minor traffic ticket, assigned a fee and traffic school, which has all been completed and that part is closed now. I have NO issues with the medical bills. Fault or no fault, she did hit him. But I am not familiar with this situation or what my insurance might do in this situation. I know they bring in their own lawyers if we get sued, but does anyone have any experience with this kind of thing? The anxiety is quite literally making me sick worrying about it.
My youngest daughter accidently hit a pedestrian. She ran over his leg, broke his ankle. Per the police report, it was a simple break, no surgery, etc required (he didn’t even drop his cigarette when he was hit). My daughter was at a stop light and got the green arrow to turn left. The guy was standing in the crosswalk arguing with his girlfriend who was already on the curb (and that is who my daughter was watching when she hit him). Because he was in the crosswalk, she is automatically at fault, even though the report says he was crossing against the signal. That is fine, no dispute there. He attained one of those accident, I don’t get paid unless you get paid, lawyers who is going after the full limits of my insurance ($100,000). The insurance (Progressive) countered for only this guy’s medical costs. The lawyer is stating that the insurance has until 6/17 to comply with the $100k demand or he will file a suit against us. For some background, the guy is currently on trial for not registering his address (he’s a sex offender) with a public attorney as his lawyer for that. The girl he was with, that was standing on the curb, is now in jail for the next 18 months for manufacturing meth (and she stole his money while he was on the ground after being hit).
I guess my question is – how likely that this will end up making us pay out of pocket? My daughter was given a minor traffic ticket, assigned a fee and traffic school, which has all been completed and that part is closed now. I have NO issues with the medical bills. Fault or no fault, she did hit him. But I am not familiar with this situation or what my insurance might do in this situation. I know they bring in their own lawyers if we get sued, but does anyone have any experience with this kind of thing? The anxiety is quite literally making me sick worrying about it.