Pre Existing Conditions Med Supp

Thanks Tom. I was new to BF and had several questions. Mostly about p-x and how they handled tobacco users during initial enrollment AND was the non-tob rate good for the life of the policy or did it revert to a tob rate on the first renewal. I emailed the marketing director and got my answers in writing.
 
Thanks Tom. I was new to BF and had several questions. Mostly about p-x and how they handled tobacco users during initial enrollment AND was the non-tob rate good for the life of the policy or did it revert to a tob rate on the first renewal. I emailed the marketing director and got my answers in writing.


You're welcome Bob. BF doesn't have a very good UW Guide, it's very vague.
 
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