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Had a lady call me back to mention she forgot about her being recommended for cataract surgery when I took her app this morning.
I already submitted the app. She'll probably bring it up when they call.
Will this decline the app? It was PALIC med supp app.
Yes, they ask if surgery's been recommended in the past 2 years that hasn't been performed yet. I'd call the company and withdraw it, then write her back up when the surgery is done and she's released.
Now correct me if im wrong (which I know you will lol), if the doctor has advised her that she will need it someday, but not necessarily in the next 12 months, then she could answer no to the question? (Im thinking of MOFO where it asks if the surgery my be required in the next 12 months, but it doesn't reference the past 2 years part)
I had a case a couple weeks ago where a woman went to an eye Dr that just happens to do cataract surgies (Tues & Thurs every 15 min from 9 -5 on his own equipement). Of course, he recommended surgery. Said she would need it within the next 2 years. So she went to another eye Dr. who doesn't do surgeries and that Dr sayed she does not need surgery. Cataract issues are minor.
Now what? :-) How is she to answer that question? She isn't going to get surgery, her vision is fine and cataracts are not an issue. It's obviously a case of a Dr. trying to generate income. Those guys are worse than insurance agents! ;-)
Now correct me if im wrong (which I know you will lol), if the doctor has advised her that she will need it someday, but not necessarily in the next 12 months, then she could answer no to the question? (Im thinking of MOFO where it asks if the surgery my be required in the next 12 months, but it doesn't reference the past 2 years part)
Had a lady call me back to mention she forgot about her being recommended for cataract surgery when I took her app this morning.
I already submitted the app. She'll probably bring it up when they call.
Will this decline the app? It was PALIC med supp app.