Hello all, I just joined the forum and I'm looking for expert advice on adding my son to my auto insurance policy.
I am currently insured with Progressive and have 6 cars on my policy. I went to Progressive's site last week to get a quote and was horrified to see that adding my son would increase my premiums to over $2000 annually. I knew it would be expensive but wasn't prepared for that much expense. I then took a detailed look and see that they spread the cost across all 6 cars. My son will only be driving 1 car primarily, with the possibility of occasionally driving 2 of the others. Two cars he definitely won't be driving, because they are manual transmission and he does not know how to drive them. The other is my wife's car, which is a Subaru Outback station wagon which he doesn't want to drive.
I haven't spoken to anyone at Progressive yet, since I'm still trying to cope with the sticker shock of the quote, so I was hoping if anyone could tell me if Progressive can exclude him from driving specific cars on my policy, in order to keep premiums down. Has anyone else had a similar situation with Progressive or any other insurance company?
Thanks in advance.
Paul
I am currently insured with Progressive and have 6 cars on my policy. I went to Progressive's site last week to get a quote and was horrified to see that adding my son would increase my premiums to over $2000 annually. I knew it would be expensive but wasn't prepared for that much expense. I then took a detailed look and see that they spread the cost across all 6 cars. My son will only be driving 1 car primarily, with the possibility of occasionally driving 2 of the others. Two cars he definitely won't be driving, because they are manual transmission and he does not know how to drive them. The other is my wife's car, which is a Subaru Outback station wagon which he doesn't want to drive.
I haven't spoken to anyone at Progressive yet, since I'm still trying to cope with the sticker shock of the quote, so I was hoping if anyone could tell me if Progressive can exclude him from driving specific cars on my policy, in order to keep premiums down. Has anyone else had a similar situation with Progressive or any other insurance company?
Thanks in advance.
Paul