I've been asked by someone to look at a couple of his Subway eateries upcoming. While I stated I would be happy to do so I've been trying to do some research on these. I do a lot of fast food franchisees (Dairy Queen, Wendy's and Hardee's primarily) but never a Subway. Which is my question, I thought Subway required all their franchisees to purchase the insurance through them (the franchise). Am I wrong on this and need to remind him that part of his contract is to purchase it through them or is it something I will be able to pursue? Thanks for the help.