You write sups or MA,Traverse City baby!
However, I don't represent any of those carriers. U65 could be beneficial then.
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You write sups or MA,Traverse City baby!
However, I don't represent any of those carriers. U65 could be beneficial then.
You write sups or MA,
Do you not use the Michigan medigap subsidy program?Supps only. However that might change next year.
Varies by state.What carriers do you use for Med Supps for Under 65 clients that pay a halfway decent commission?
A few weeks ago I wrote one (an aunt) with a decent SSDI check and also a pension. She's not exactly broke so she can afford the Supp and a Part D. Stupidly, I didn't realize that the carrier I wrote her on (Lumico) in PA only pays 1% commission on Under 65 business in PA. She won't T65 and be in her new Open Enrollment until next Spring. I guess I could find another carrier now and cancel this out (it's not effective until 9/1), but I feel like an ***. I may chalk it up to a leaning experience and suck this one up but I don't want to write the business for such low commission.
My upline said UHC is one of the few that pays better commissions on Under 65 business but they are really expensive in my County... But just drive an hour north and they are really good.
I have another one coming up later this week and if possible, would like to make a little more commission. His sister is a good friend of mine, is helping him choose a plan and wants him to get Plan G or N, none of that MAPD business (he has severe mental health issues, and this would be the only time for him to get a Supp, most likely).
Am I not allowed to hold that opinion?
Do you not use the Michigan medigap subsidy program?
That program has nothing to do with the State of Michigan, when you don't have any of the companies in the program not sure how you would know,Nope. I can't market to U65 Medicare people due to a conflict of interest. Over 65 the Michigan Medigap Subsidy is okay, but I can usually find them a cheaper (or same cost plan) without being at the mercy of the state.
That program has nothing to do with the State of Michigan, when you don't have any of the companies in the program not sure how you would know,
Who you write,You're right. I misspoke. I meant the Michigan Endowment Fund.
I don't have to be contracted with a company to know their rates... Not sure where you're coming from with that.