United of Omaha Underwriting

[Gooner]

And yet many IMO's list MOO as their impaired risk carrier.

Anecdotally, I've had good success with MOO, especially on larger cases. They issued ST NT on a 3x bypass (14 months post-surgery) for 600,000; T6 for a million on a bariatric within 5 years with a pacemaker and history of medical non-compliance.

I have nothing but fond thoughts for MOO underwriting.

How many FE cases have you put with MoO? What has your experience been there?

Seems that would be more pertinent than a 600k and a million dollar case

 

[TxJohnny]

The sad part is that somewhere along the line, a FE agent is going to read what you read and think, "wow, I can make these guys my primary carrier, just like my NAA upline is telling me".

Umm, sure, if the FE agent thinks he'll be selling 600,000 (example one) or 1,000,000 (example two) face amounts.

So to that guy I'll say, "Sorry, dude. I am sorry I misled you."

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How many FE cases have you put with MoO? What has your experience been there?

Seems that would be more pertinent than a 600k and a million dollar case

You are right.

But I'll plead newbie and again reference my earlier explanation: I was responding to what I took to be a far-sweeping statement (i.e, beyond the scope of this FE Forum) and offering another person's experience.