I have met 3 people that are on AB card and a stand alone part D, when I told them there will be coinsurance when they use the AB card to see a doc or urgent care, their response was " I did not have to pay anything when I went to a doc."
Did verify they are not on Medicaid, and have no employer/group coverage.
They are seeing Vietnamese or Indian doctors.
I checked with my upline about this and he said the docs would have to chalk it up as pro bono because Medicare will not pay the 80% until the patient pays the 20%.
Can anyone confirm this? How would you convince these people they need to get on a MAPD or supplement?
TIA.
Did verify they are not on Medicaid, and have no employer/group coverage.
They are seeing Vietnamese or Indian doctors.
I checked with my upline about this and he said the docs would have to chalk it up as pro bono because Medicare will not pay the 80% until the patient pays the 20%.
Can anyone confirm this? How would you convince these people they need to get on a MAPD or supplement?
TIA.