A burst pipe ran for about a week in the basement. There is mold throughout the house. Water is drained and the humidity is now low. Mold inspector confirmed mold growth occurred on all levels of the home. Claim was approved. I'm developing my claims list for the adjuster and have some questions:
1) I expect that all porous furniture (mattresses and couches) have mold and cannot be remediated. The adjuster said, after everything is cleaned by the mold remediator, then we'll decide if these items are damaged. Will I be expected to mold-test the inside of a mattress or cushion? What is the standard practice for these determinations?
2) Part of the remediation requires painting the walls after they are cleaned. Is the interior painting considered a "DWELLING" or a "MOLD" damage?
3) If I wish to bring in an engineer to inspect the structure, is that expense something that should be covered even if his says "It's all OK"?
Thanks, in advance, for your thoughts on these questions!
1) I expect that all porous furniture (mattresses and couches) have mold and cannot be remediated. The adjuster said, after everything is cleaned by the mold remediator, then we'll decide if these items are damaged. Will I be expected to mold-test the inside of a mattress or cushion? What is the standard practice for these determinations?
2) Part of the remediation requires painting the walls after they are cleaned. Is the interior painting considered a "DWELLING" or a "MOLD" damage?
3) If I wish to bring in an engineer to inspect the structure, is that expense something that should be covered even if his says "It's all OK"?
Thanks, in advance, for your thoughts on these questions!