Marketman37
Expert
I have a potential client who is 6'3" and 350 lbs. Is there a term carrier available for him?
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Prudential does beset with these in my experience. Probably some other issues to be found in the exam/records too at 350 lbs. There's also another company that will go up to $150k no exam no height/weight limit on term with benefit guaranteed to age 100. Has some stipulations though.
He only had high blood and hyper tension and the associated meds. He was turned down by TA for his weight. I am interested in the other company that you mention.
Prudential does beset with these in my experience. Probably some other issues to be found in the exam/records too at 350 lbs. There's also another company that will go up to $150k no exam no height/weight limit on term with benefit guaranteed to age 100. Has some stipulations though.
Actually with this product, death benefit is only guaranteed for 10 years, and not actually thru age 100. HOwever your premiums are guaranteed to never increase, even though your Death Benefit does Decrease.
News to me, not what we were told by the agency...I emailed them about it. Assuming you're right, it is a very misleading sales pitch to the agents.
News to me, not what we were told by the agency...I emailed them about it. Assuming you're right, it is a very misleading sales pitch to the agents.