blueskyqtc
New Member
- 11
Dear all friends here,
As today, many people are expecting that for next few years, the stock market is going down, or go to side ways. Market has been peaked for many years and is due for correction.
Here are the recommendation options I got as below:
1. Go to fixed account with guaranteed 4% ( 4% for North America/Midland) then change later ( When ? I may miss the market rebound here. )
2. Go to fixed account at 50%, and another 50% goes to SP500 Annual point to point.
3. 25% on SP500 PtoP, 25% on Nasdaq, 25% on Dow Jones, 25% on monthly point to point.
4. 50% on SP500 annual Point to Point, 50% on SP500 monthly Point to Point.
5. Go to SP500 annual point to point at 100%, But with systematic monthly premium allocation ( just like monthly premium payment ). So each new monthly premium will have different 12 months period for SP500 annual PtoP.
( so you will have more comparing starting and ending points ).
What is your favorite IUL index allocation strategy today for bear/ side way market? and why ? Thanks!
As today, many people are expecting that for next few years, the stock market is going down, or go to side ways. Market has been peaked for many years and is due for correction.
Here are the recommendation options I got as below:
1. Go to fixed account with guaranteed 4% ( 4% for North America/Midland) then change later ( When ? I may miss the market rebound here. )
2. Go to fixed account at 50%, and another 50% goes to SP500 Annual point to point.
3. 25% on SP500 PtoP, 25% on Nasdaq, 25% on Dow Jones, 25% on monthly point to point.
4. 50% on SP500 annual Point to Point, 50% on SP500 monthly Point to Point.
5. Go to SP500 annual point to point at 100%, But with systematic monthly premium allocation ( just like monthly premium payment ). So each new monthly premium will have different 12 months period for SP500 annual PtoP.
( so you will have more comparing starting and ending points ).
What is your favorite IUL index allocation strategy today for bear/ side way market? and why ? Thanks!