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According to the caveat, the NY Life AD 108 is the whole life. Could you be speaking of the NY Custom UL AD 111?
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According to the caveat, the NY Life AD 108 is the whole life. Could you be speaking of the NY Custom UL AD 111?
They call it whole life, but the interest rates are not guaranteed. That's not whole life.
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This would be good reading for our good friend Chuckles.... it shows INCOME SCENARIOS (based on $10k/year of premium) of many of the top WL carriers...................
I wounder if NML and NYL agents are on seppuku watch due to the new ratings?
There is an AD108 WL. It was just an updated AD107 WL.
Try a quick google search of new york life ad108, there are numerous references to AD 108 WL.
Although I did find a reference to AD 108 UL... so maybe there are both... idk.. their UL sucked so I never sold it.
But I know for a fact that there is an AD 108 WL. It has a guaranteed dividend rate and a current dividend rate, and of course the current isnt guaranteed.
I even have the producer pack somewhere at the bottom of a drawer somewhere...
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Here is one from national underwriters.
It shows historicals and a hypothetical DB on a 40yo, its a comparison of all top WL companies.
Life and Health
This would be good reading for our good friend Chuckles.... it shows INCOME SCENARIOS (based on $10k/year of premium) of many of the top WL carriers
Life and Health
This would be good reading for our good friend Chuckles.... it shows INCOME SCENARIOS (based on $10k/year of premium) of many of the top WL carriers
Life and Health