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Old 08-06-2017, 12:42 PM   #11
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Security national insurance Re: Security national insurance NuUzr is the thread starter for: Security national insurance

Errors can occur but on-going issues with drafting points to the veracity of a Company.

Some recommend going captive during the learning curve period but having problems with a release definitely wouldn't be good. Can't be tied down. Having a release seems to be the running theme against going captive.

If someone's Indy but switches IMO's does an insurance agreement between Gerber, Forester etc. follow the agent?
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Last edited by NuUzr; 08-06-2017 at 12:49 PM.
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Old 08-06-2017, 12:49 PM   #12
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Security national insurance Re: Security national insurance
Originally Posted by NuUzr View Post
Some recommend going captive during the learning curve period but having problems with a release definitely wouldn't be good. Can't be tied down. Having a release seems to be the running theme against going captive.

If someone's Indy but switches IMO's does an insurance agreement between Gerber, Forester etc. follow the agent?
Captive is captive and it is what it is. They are a staple of our industry and can be a great place to get started. Some even stay and make a great living. But going in just assume they own you and you will own nothing when you leave.
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Old 08-06-2017, 03:04 PM   #13
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Security national insurance Re: Security national insurance
Some companies have a limit to how many times you can contract. Foresters is 3 and after that you are stuck.
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Old 08-06-2017, 03:09 PM   #14
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Security national insurance Re: Security national insurance
Originally Posted by billyb View Post
Some companies have a limit to how many times you can contract. Foresters is 3 and after that you are stuck.

Forester's no longer has that 3 Times and you are stuck rule
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Old 08-06-2017, 04:00 PM   #15
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Security national insurance Re: Security national insurance
I wasn't aware of that. Will move my contract tomorrow.
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Old 08-06-2017, 05:55 PM   #16
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Security national insurance Re: Security national insurance
They do take COPD...
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Old 08-06-2017, 07:13 PM   #17
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Security national insurance Re: Security national insurance
Originally Posted by Texasfinal View Post
They do take COPD...
Only as ROP............................................................
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Old 08-07-2017, 11:16 AM   #18
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Security national insurance Re: Security national insurance
As a Graded ROP +10% for 2 years ....then Full Face....
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Old 08-07-2017, 11:17 AM   #19
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Security national insurance Re: Security national insurance
Why the heck would you write them when you can get day 1 coverage many other places?
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Old 08-07-2017, 11:42 AM   #20
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Security national insurance Re: Security national insurance
Originally Posted by Texasfinal View Post
As a Graded ROP +10% for 2 years ....then Full Face....
It's not graded, it's ROP. Many companies will do level for COPD. And at better rates than SNL's ROP.
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