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Reply to IMO Vs FMO Vs MGA Vs GA     
Old 11-30-2010, 10:44 PM   #11
Lyn
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Lyn on IMO Vs FMO Vs MGA Vs GA
 
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State: Lyn is an Insurance Agent from Arkansas
IMO Vs FMO Vs MGA Vs GA Re: IMO Vs FMO Vs MGA Vs GA
Originally Posted by lleaoclark View Post
Okay, now that I have posted a few times and so far everyone has been nice I have gotten up the courage to ask maybe a really stupid question. What are the differences between an IMO, FMO, MGA & GA?

IMO=Insurance Marketing Organization
FMO=Field Marketing Organization
MGA=Managing General Agent
GA=General Agent

...and then I suppose there are just agents. So I know what they stand for and that sometimes GAs work for MGAs and MGAs work for FMOs or IMOs who contract with Insurance carriers. But it also seems like sometimes agents just contract directly with the carriers themselves.

Do agents sometimes work with more than one IMO or GA or whatever for different lines or companies?

They didn't teach this stuff in the insurance school and it wasn't on the state exam and even after 6 (I think) "interviews" I'm still not clear.

Thank you!

Larissa Leao Clark

Thank you for asking this question. You're right they don't teach that in the classes.
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Old 12-07-2010, 03:53 PM   #12
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IMO Vs FMO Vs MGA Vs GA Re: IMO Vs FMO Vs MGA Vs GA
Originally Posted by imyourguy View Post
my company is a nmo we hand out fmo contracting with proof of production and if you are looking to get into senior market email me at [email protected] your phone number and name and email information
You need to take a few min. to look at what agents really think about Amerilife on this forum. You want be around very long.
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What I'm saying is you want be around this forum very long. Sounds like you were made for Amerilife.
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Last edited by thall; 12-07-2010 at 03:56 PM. Reason: Posts merged
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Old 12-07-2010, 04:08 PM   #13
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COInsguy on IMO Vs FMO Vs MGA Vs GA
 
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IMO Vs FMO Vs MGA Vs GA Re: IMO Vs FMO Vs MGA Vs GA
Originally Posted by imyourguy View Post
my company is a nmo we hand out fmo contracting with proof of production and if you are looking to get into senior market email me at your phone number and name and email information

hand out fmo huh? Amerilife huh? The origninal o.p.is a brand new agent looking for an agency she can grow with get training and support now and be able to move up in contracts as her experience grows. Something a lot of agents on hre could learn a lot from.

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Ryan Terry
Trice Insurance
800-818-0433
[email protected]
www.TriceForBrokers.Com
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Old 05-24-2011, 01:45 AM   #14
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TWAgent on IMO Vs FMO Vs MGA Vs GA
 
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IMO Vs FMO Vs MGA Vs GA Re: IMO Vs FMO Vs MGA Vs GA
Thanks for asking that question! I had the same question and just found this thread. Great question and it was not a stupid question.
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Old 05-25-2011, 03:38 PM   #15
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Neutrina on IMO Vs FMO Vs MGA Vs GA
 
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IMO Vs FMO Vs MGA Vs GA Re: IMO Vs FMO Vs MGA Vs GA
I needed a little clearing up in that area FMO/IMO as well. Thanks for posting.
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Old 05-26-2011, 09:12 PM   #16
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State: ktchester is an Insurance Agent from Texas
IMO Vs FMO Vs MGA Vs GA Re: IMO Vs FMO Vs MGA Vs GA
Thanks for clarifying the abbreviations. They do not explain all of this in the exam manual. It seems after you get a license and think you are ready to sell to the world you learn how much you really don't know. I was thinking there needs to be another class after passing the exam.
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Old 02-27-2014, 08:30 PM   #17
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IMO Vs FMO Vs MGA Vs GA Re: IMO Vs FMO Vs MGA Vs GA
Hello and Boa Noche, I think I said it right, can any of you GuRu's recommend a trust worthy FMO with terms and conditions(commissions) that I can trust? If you cannot say it online I would be grateful if you would just Email me direct.
[email protected]

Thanks for your time.
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Old 02-27-2014, 08:47 PM   #18
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Jerard on IMO Vs FMO Vs MGA Vs GA
 
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IMO Vs FMO Vs MGA Vs GA Re: IMO Vs FMO Vs MGA Vs GA
Moving away soas to not get trampled on......
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Old 01-05-2016, 08:31 PM   #19
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State: paul43 is an Insurance Agent from Florida
IMO Vs FMO Vs MGA Vs GA Re: IMO Vs FMO Vs MGA Vs GA
You are a captive with Amerilife-I had a friend who had to go to the State Insurance Commission to get Amerilife to release him. I and two other agents walked out before we signed up after listening to the General Manger berate his secretary unmercifully in front of the whole group.

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Paul 43 :
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Old 01-05-2016, 08:50 PM   #20
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Mrs.A.Mann on IMO Vs FMO Vs MGA Vs GA
 
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IMO Vs FMO Vs MGA Vs GA
Originally Posted by TWAgent View Post
Thanks for asking that question! I had the same question and just found this thread. Great question and it was not a stupid question.
I'll second that...
1st rule.. Do one thing and do it well. I have several FMO's because not a single one offers it all.
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