Just passed my WA state life exam yesterday (only missed five questions!). Now I am looking at an ad on Craigslist for mortgage protection insurance. How complex is it to sell? I would like to find something fairly straightforward at the start, especially as I will only be working 20-30 hours a week with other commitments going on. Also, the ad says around $100K the first year? is he for real? (I don't know the name of the company, it is a Nathan Porter with a 913 area code.) Also, can this type of insurance be sold over the phone? because that is my preference, although it doesn't have to be. All in all, what would this type of insurance be like to sell? Thanks so much for the advice.