Originally Posted by TXINSURANCE
Identical plans on and off should be priced identical.
They are priced identical..by law. Since we don't know where V.P. gets his rates from, or when they're actually retrieved, it could be erroneous or out of date data.
If you recall, even the Federal Exchanges were having major calculation errors right up until the last week of September. V.P. might have downloaded the data before the base calculation numbers were corrected.
Anyway..thanks TaterPeeler for letting us know that there is a difference between ValuePenguin.com and what a carrier is quoting there in Texas. I'm gonna go right now and do a couple of Illinois comparisons.
EDIT TO ADD..
I just ran some comparisons between the premiums at Value Penguin and Blue Cross Illinois. The Value Penguin premiums are averaging about 6% lower than what the BCBS-IL website is showing. Also, I saw transposition errors that were likely the result of an overworked data-entry person. For example, on the Blue Cross Precision HMO
plan GOLD, the Value Penguin Plan description lists the Family Deductible @ $5,000 and the Individual OOP Maximum at $6,000. The numbers are correct, but they should be reversed.