You must be lonely......
Better Save Up for AEP
- Thread starter mikedalton
- Start date
You must be lonely......
- 11,280
Sometimes. Will you be my friend?
Always................
Going to see your girlfriend doesn't count.
- 11,280
Has no one figured out that CMS views MAPD as the enemy?
The more MAPD's written, the less people needed in CMS to administrate.
If you were a CEO of a company, would you want your organization to get smaller? NO!
CMS wants more original Medicare and therefore favors Medigap over MAPD.
That's why they keep trying to rig the game AGAINST the agent. They keep throwing boulders in our path.
First it was the Scope of Appointment which had to be signed 48 hrs in advance and no cross selling.
Then they started capping commissions.
Then they got Obama to remove the 13% they were getting additional.
Obama slipped in one speech when he reiterated what he was told by CMS - "We gotta get rid of these Medicare Advantage plans"
Now they changed the payout on 1st time enrollees and prorated the commissions - an outright commission cut and a cash flow buster.
CMS does not want MAPD to succeed. If all enrollees took MAPD, what would you need CMS for? You would only need a handful of administrators to handle complaints.
CMS has already floated handling all enrollments themselves, including Medigap policies. This way they could persuade people to take Medigap.
They proposed renewals at 35%.
They do not want MAPD!
If you vote Democrat...this is what you will get.
CMS stands for Communist, Marxist Socialists!
The more MAPD's written, the less people needed in CMS to administrate.
If you were a CEO of a company, would you want your organization to get smaller? NO!
CMS wants more original Medicare and therefore favors Medigap over MAPD.
That's why they keep trying to rig the game AGAINST the agent. They keep throwing boulders in our path.
First it was the Scope of Appointment which had to be signed 48 hrs in advance and no cross selling.
Then they started capping commissions.
Then they got Obama to remove the 13% they were getting additional.
Obama slipped in one speech when he reiterated what he was told by CMS - "We gotta get rid of these Medicare Advantage plans"
Now they changed the payout on 1st time enrollees and prorated the commissions - an outright commission cut and a cash flow buster.
CMS does not want MAPD to succeed. If all enrollees took MAPD, what would you need CMS for? You would only need a handful of administrators to handle complaints.
CMS has already floated handling all enrollments themselves, including Medigap policies. This way they could persuade people to take Medigap.
They proposed renewals at 35%.
They do not want MAPD!
If you vote Democrat...this is what you will get.
CMS stands for Communist, Marxist Socialists!
- 2,177
I've not found the scope form to be a hindrance; just a small extra step. I've been in the business less than five years. Since then commissions have increased every year. The only two changes I've seen are calendar year advance over 12 month--a change in payment method but not amount--and lifetime renewals, a positive.
So far this year I've done about 80% med supp, but MA plans are a good fit for some and pay nice renewals. I don't see them going away; enrollment numbers are up. Every business with a government contract has regulations; this one is no different.
