$2 Million - 10 Year Term - Smokes Weed?

[bluemarlin08]

Now that's funny.

 

[ksigmtsu]

That's probably how the test went.
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I can see them being real Steve-O about it and loading up the THC into a rolling IV stand and going and hanging out in a buffet till he passed out.

 

[NinjaNic]

Our Agency Just Surveyed several carriers about Marijuana and got these answers;

American General – Standard Smoker up to 2X weekly

Banner – Standard Smoker up to 2X weekly

Genworth – Standard Smoker Table 3 to decline

ING – Standard Smoker up to 2X weekly

John Hancock – Standard Smoker

Lincoln National – Standard Nonsmoker up to 2X a week; Table B for 3-4X, decline for more than 4X

MetLife – Standard Smoker up to 3X weekly

Nationwide – Standard Smoker

Prudential – Standard Nonsmoker Table B

RBC Liberty – Standard Smoker

SBLI – Standard Smoker Table 3

Transamerica – Standard Smoker

United of Omaha – Standard Nonsmoker up to 2X weekly

West Coast – Standard Smoker up to 2X weekly

 

[WinoBlues]

Great list.

Thank You.

Our Agency Just Surveyed several carriers about Marijuana and got these answers;

American General – Standard Smoker up to 2X weekly

Banner – Standard Smoker up to 2X weekly

Genworth – Standard Smoker Table 3 to decline

ING – Standard Smoker up to 2X weekly

John Hancock – Standard Smoker

Lincoln National – Standard Nonsmoker up to 2X a week; Table B for 3-4X, decline for more than 4X

MetLife – Standard Smoker up to 3X weekly

Nationwide – Standard Smoker

Prudential – Standard Nonsmoker Table B

RBC Liberty – Standard Smoker

SBLI – Standard Smoker Table 3

Transamerica – Standard Smoker

United of Omaha – Standard Nonsmoker up to 2X weekly

West Coast – Standard Smoker up to 2X weekly

 

[secondcreek]

Winoblues,

When I ran up on this a few years ago, I placed the policy with Lincoln Benefit. The underwriter said the issue from the UW side is a matter of disclosure--did they admit to it on the app or was it discovered with the labwork?

As an aside, I had a preacher one time that did not disclose...

 

[elitemind]

It's a good thing to know(List), you would be surprised with some of the clients you found out that smoke the green, purple, blue, orange, rainbow what they call it these days..

 

[bluemarlin08]

Some companies are testing for masking diuretics that mask the pot.

 

[WinoBlues]

I wonder what would happen if it became legal? Is the rating based on it being illegal or on some mortality risk?

 

[Mark]

I wonder what would happen if it became legal? Is the rating based on it being illegal or on some mortality risk?

I really thought Calf was going to vote it in....what happen?

 

[WinoBlues]

I really thought Calf was going to vote it in....what happen?

Taco Bell ran a special and all the pro voters got side tracked.